Own a home with owner financing. Or rent one today.
We sell and rent homes we own. To buy, we don't check credit. You need a down payment and verifiable income.
Questions? Call or text (334) 675-3383 · Get new listings by text
Buy it or rent it. You choose.
Some of our homes are offered both ways, so you can pick what works for you today.
Buy with owner financing
We finance the home ourselves through a contract for deed. You pay us each month, like a mortgage.
- No credit check. Bad credit and past bankruptcies are okay.
- You need a down payment and verifiable income.
- 15- or 30-year terms. Close at an attorney's office.
Rent a home
Houses for rent in and around Montgomery, with clear prices and deposits on every listing.
- Take a self-tour on your own time.
- Apply online.
- A local team you can call or text.
Available homes
* Monthly amount is principal and interest on a 30-year term. Taxes and insurance are not included. Prices and terms can change. Call to confirm.
Buying a home with us, step by step
It works like a normal home purchase. The difference is that we finance it, not a bank.
Pick a home
Look through our homes for sale. Each one shows the price, down payment, and monthly payment.
Tour it
Schedule a self-tour and see the home on your own time.
Show your down payment and income
That's all we look at. We don't check your credit.
Close and move in
Sign at an attorney's office. Then the home is yours to live in and take care of.
Turned down by a bank? You may still qualify.
To buy one of our homes, we only look at two things.
Get new homes sent to your phone
Join our listings text and get new homes for sale and for rent sent to your phone.
- Price, down payment, and monthly payment for each home
- Photos and a link to schedule a tour
- Reply STOP anytime to opt out
New homes, straight to your phone
Takes less than a minute. Free, and you can stop anytime.
Prefer to talk? Call or text (334) 675-3383
A local company that owns the homes it sells and rents
Renaissance Properties is based in Montgomery, Alabama. We own every home we list. When you buy or rent from us, you deal with us directly.
More About UsCommon questions
Do you check my credit?
Not to buy. For homes we sell with owner financing, we don't look at credit history. We look at two things: your down payment and income you can verify.
What is owner financing?
We finance the home ourselves instead of a bank, through a contract for deed. You make monthly payments to us over 15 or 30 years. Closing happens at an attorney's office, like a regular home sale.
Who takes care of repairs after I buy?
You do. Once you buy the home, you take over its upkeep and repairs, like any homeowner.
Can I buy or rent the same home?
Some homes are offered both ways. The listing will show the owner financing terms, the rent, or both.
How do I tour a home?
Call or text us at (334) 675-3383 to schedule a tour. If a home offers a self-tour, its page shows a Schedule a Self-Tour button.
How do I apply?
Request an application online, or call or text us at (334) 675-3383. We'll send you the application.
Ready to see a home?
Call or text us. We'll help you find the right one.